Yes, most Pennsylvania health insurance carriers provide mental health benefits that cover psychiatrist visits, including the initial evaluation and regular sessions (check-ins). However, the exact amount of coverage will vary based on the insurance plan details and whether the selected provider is in-network or out-of-network with your insurance. Just like any other medical professional, if the psychiatrist is in-network with your insurance, you’ll pay only a copay at each session after meeting your annual deductible. If the psychiatrist is out-of-network with your insurance, you may still be able to receive reimbursement after paying the fee.
We work with:
- Curative
- SVCMC US Family Health Plan
- Claritev (MultiPlan PHCS)
- Northwell Direct
- Medicare
- Highmark Blue Shield-Medicare
- TELUS Health (BHS)
- Tricare East (Humana Military)
- Devoted Health Plan-Medicare
- Partners Direct Health
- Beacon
- Highmark Blue Shield
- Centivo
- Claritev (MultiPlan PHCS)-Medicare
- Provider Network of America (PNOA)
- Sana Benefits-Medicare
- Aetna-Medicare
- Beacon-Medicare
- Evernorth (Cigna)
- Optum, UnitedHealthcare-Medicare
- HealthSmart
- Humana-Medicare
- Optum, UnitedHealthcare-VA Community Care
- UPMC
- Optum, UnitedHealthcare
- Aetna
- MediNcrease Health Plans (MHP)
- Evernorth (Cigna)-Medicare
- UPMC-Medicare
- Magellan
- Independence Blue Cross
- Allied Trades Assistance Program
- Sana Benefits
- Quest Behavioral Health
- Magellan-Medicare
- Independence Blue Cross-Medicare
If you have a PPO or POS insurance plan (or so called “open access” plans), you can likely receive some reimbursement when you see a psychiatrist out-of-network in Pennsylvania.
If you have an HMO, EPO, or Medicaid/Medicare plan, you likely cannot receive reimbursement, and would be responsible for the full out-of-network session fee. LifeStance accepts most of the commercial health insurance plans.